ELearning Course – Fundamentals of Credit Reporting

 

Designed for World Bank Group Task Team Leaders, Credit Bureaus, Financial Institutions and Fintech players, the World Bank Group has developed a compelling and interactive online Learning Course on the topic of Credit Reporting. Divided in five modules, this course aims to enhance subject matter expertise in legal, institutional, operational and technical aspects of Credit Information Reporting reform.

 

 

External circulation permitted

ELearning Course for Financial Institutions – Commercial Credit Reporting

 

With a purpose to create knowledge among SMEs about the Credit Reporting for SME segment, the World Bank Group has developed compelling and interactive online Learning Course on this topic. This 45 mins eLearning course are intended to provide SMEs with the knowledge about MSME financing, credit information sharing, the role of credit information service providers, credit Reports, credit Score, and dispute resolution process.

 

External circulation permitted
ELearning Course SMEs – Commercial Credit Reporting

 

This course is intended to provide Financial institutions staff with the knowledge about credit information sharing, the role of credit information service providers, credit Reports, credit Score, and dispute resolution process.

 

 

External circulation permitted
The General Principles for Credit Reporting

 

This report describes the nature of credit reporting elements which are crucial for understanding credit reporting and to ensuring that credit reporting systems are safe, efficient and reliable. It intends to provide an international agreed framework in the form of international standards for credit reporting systems’ policy and oversight. External circulation permitted
Publication on Alternative Data and SME Finance

 

The report addresses one of the most significant problems that limit the ability of most small and medium enterprises (SMEs) around the world to obtain adequate external financing to underpin their productive activities: information asymmetries. The main objective of this report is to identify actions that can be undertaken by authorities and other relevant policy makers to improve the flow of data and other relevant credit information on SMEs to creditors through CRS. For this purpose, the report first analyses the overall status of credit reporting activities in connection with SMEs. External circulation permitted
Policies on Alternative Data for Credit Reporting

 

A policy guide outlining a set of recommendations that regulatory authorities can implement to promote digitization and provision of financial services to the bottom of the pyramid using digital footprint was developed. The guide also incorporates the data privacy, cybersecurity, and consumer protection aspects associated with the use of alternative data for credit reporting.

 

External circulation permitted
Cross Border Credit Reporting

 

The booklet aims to illustrate how the UEMOA region moved from an environment largely devoid of credit information sharing to one where it embraced a regional credit reporting solution based on best practice with the guidance provided

by IFC and become the only existing example of a free cross-sharing mechanism of credit and personal information.

External circulation permitted
Assessment Methodology for the General Principles for Credit Reporting 

 

This report contains the ICCR Assessment Methodology for the General Principles for Credit Reporting and Recommendations for Oversight referenced in the GPCR. This assessment intends to provide guidance to assessors for evaluating observance of the five (5) principles, six (6) roles for participants and five (5) recommendations for Oversight set forth in the GPCR. External circulation permitted
The Role of Credit Reporting in Supporting Financial Sector Regulation and Supervision

 

This report discusses how credit reporting systems can support financial sector regulation and supervision in an effective manner. This analysis is complemented with the identification of a number of trends and associated key challenges. External circulation permitted
Facilitating SME Financing through improved Credit Reporting 

 

The main objective of this report is to identify actions that can be undertaken by authorities and other relevant policy makers to improve the flow of data and other relevant credit information on SMEs to creditors through CRS. For this purpose, the report first analyses the overall status of credit reporting activities in connection with SMEs. External circulation permitted
International Committee on Credit Reporting The ICCR is the only recognized international standard setter in credit reporting. The Committee is a responsible to (i) further develop the international agreed framework, (ii) identify areas of further consideration and (iii) devote resources to the elaboration of papers, reports, guidelines and other relevant materials that will effectively support the adequate implementation of the General Principles. The ICCR supports a forward looking and broad approach to specific issues while achieving consensus in policy aspects that affect public interest. The Global Credit Reporting team runs the Secretariat for ICCR External circulation permitted